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Are Banks Open on July 4th? What to Know in 2024

Fire up the grill, queue up some patriotic tunes, and wave your flags high: it's time to celebrate Independence Day.

Across America, we traditionally celebrate the Fourth of July by putting up red, white, and blue decorations, holding parades and concerts, and setting off fireworks to light up the night sky.

Whether you're planning to participate in local festivities or taking a long weekend trip, there's a lot to do ahead of the holiday.

Since July 4th is recognized as a federal holiday, many stores, businesses, and services will be closed in observance of the holiday.

If going to the bank is on your list of errands this Thursday, it's crucial to check your local bank's hours ahead of the holiday.

Here's everything you need to know about July 4th bank hours in 2024.

Are banks open on July 4th 2024?

Since July 4th is a federal holiday, many banks and financial institutions will be closed.

According to their website, Federal Reserve Banks and Branches will be closed on Independence Day in 2024.

Although they are not required to, most private banks follow the Federal Reserve's holiday schedule and will be closed as well.

The stock market will also be closed on the Fourth of July, according to the New York Stock Exchange website. All markets will close early at 1 p.m. on Wednesday, July 3.

ATM machines will remain operational, but any online transactions may be delayed until after the holiday.

A list of banks closed on Presidents Day

The following banks will be closed on Thursday, July 4:

  • Bank of America
  • Chase
  • Citibank
  • Capital One
  • PNC Bank
  • Santander Bank
  • Truist
  • Wells Fargo

What other days are banks closed in 2024?

There are 11 federal bank holidays each year, including July Fourth. To help you plan ahead, here’s a list of the remaining 2024 to note on your calendar.

  • Labor Day | Monday, September 2
  • Indigenous Peoples’ Day | Monday, October 14
  • Veterans Day | Monday, November 11
  • Thanksgiving Day | Thursday, November 28
  • Christmas Day | Wednesday, December 25

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